Press Release
Living Golf : Pro-Am Special
Airtimes: Indian Standard Times
Sat, November 4 at 1800hrs
Sun, November 5 at 1400hrs & 2000hrs
Mon, November 6 at 0900am & 2000hrs
In November, LIVING GOLF focuses on Europe’s highest ranking Pro-Am tournament, the Alfred Dunhill Links Championship. Now that the hard graft of the golfing season is drawing to a close, the professionals can kick back and relax in the only way they know how – by playing with celebrities.
LIVING GOLF explores the tradition of the Pro-Am, which has been a feature of the golfing calendar for over 60 years. Today, the tournaments are attended by the top echelon of the golfing world and high profile stars from other walks of life, but what is it that makes these events so appealing?
The LIVING GOLF team visits St. Andrews to cover the Alfred Dunhill Links Championship, one of today’s biggest Pro-Am events. The pros are on hand to offer tips and to analyse which celebrity has the best swing. There is also the chance to catch up with some of the leading amateur talent, which include representatives from Hollywood, the world of rock music and other major sports. Oscar-winning actor Michael Douglas, one-time European Footballer of the Year Ruud Gullit and Bon Jovi’s drummer, Tico Torres all spike up for a swing.
LIVING GOLF’s host Don Riddell meets the stars and talks in-depth with British actor Hugh Grant to find out what draws celebrities, and so many people, to the sport. Don also talks with the pros, including members of the recent Ryder Cup teams. He asks them how they cope; trying to play their best game whilst being weighed down by an amateur for the afternoon!
Viewers can also track the progress of the first-ever broadcast journalist to take part in, and report from within, the Alfred Dunhill Links Championship, as CNN’s Justin Armsden takes on the world’s best, alongside fellow Australian and professional golfer Peter Fowler. LIVING GOLF tracks his performance over three of the six courses at St Andrews on which the event is staged, experiencing the highs and lows of competing on a grand scale, surrounded by major talent and in front of a large audience. And when the golfing is all done, the programme takes a peek behind-the-scenes at the glamorous parties that follow.
With a unique insight into Europe’s biggest Pro-Am, including the opinions of the people who take part, the programme showcases one of the highest profile events in the golfing world. And with CNN’s own representative in the competition there is more than a passing interest in the outcome: How will Justin fare against some of the world’s greatest golfers? Could this be the first golf cup to go in the CNN trophy cabinet?
Presented by Don Riddell, LIVING GOLF looks at golf both on and off the course, teeing up the lifestyle, business, travel, fashion and technology aspects of one of the world’s most popular sports. Bringing news updates from the latest tournaments and majors, the half-hour weekly program also features a series of special packages and interviews as the team crosses the globe to bring viewers the more unusual golfing stories.
Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
