Press Release
Innovation is key in this age of constant change and disruption
MUMBAI: The Asia Video Industry Association (AVIA) welcomedover 180 delegates to the first Satellite Industry Forum (SIF) in Singapore since its rebrand from Casbaa in August 2018. On Monday, CEO Louis Boswell reiterated the importance of AVIA’s continued focus and support of the satellite industry in this period of great change and disruption, particularly in the areas of policy and regulation.
SIFbrought togethermany of the mostinfluential leaders of the industry this year to discuss critical issues including regulatory discussions at WRC19, the raging spectrum wars among satellite operators, pricing, demand & supply, and the latest in “Newspace” activities.
The need for innovation in order to stay relevant was a main point for keynote speaker, Steve Collar, CEO of SES. In his opening address, Steve said that“customers demand high quality video everywhere, anytime and on any screen. Satellite operators can play key roles in the digital era especially in integrating satellite with the Cloud andsupporting applications that will create more experience and value for the customers.”
Pricing is still a challenge for the industry with overcapacity and increasing pressure on costs and this therefore increases the pressing need for innovation. MitsutoshiAkao, Group President of Global Business Group of SKY Perfect JSAT noted that the “Asia region is a very tough market, so in order to survive, we need more cost-effective satellitesand that is one of the reasons we have launched a newhigh-throughput satellite.”
The other prominent discussion of the day centred around spectrum wars. “Spectrum should be allocated to services that make highest and best use of it”, said Steve Collar. Chen Xun, EVP of APT Satellite added that a “C-band frequency war is inevitable. The industry has to fight harder to protect it especially in Asia where C-band is most viable.”
In the closing C-Suite panel,Lon Levin, President & CEO of GEOsharepredicted that “5G and the Internet of Things will happen faster than we are planning for. This will be a great opportunity for satellite operators, many of which are already seeing an increase in data transmission business. To take full advantage of the future flood of 5G needs, the satellite industry must develop ground segments that facilitate the transmission of 5G such that the choice between terrestrial and satellite becomes irrelevant.”
Jim Simpson, CEO of Saturn Satellite Networks, advised that “in this era of dynamic change, the satellite industry needs to evaluate what it does best – delivering large amounts of capacity into areas without substantial terrestrial infrastructure, leveraging commercial electronics and taking advantage of economics and advancements, and focusing on market needs.”
The Satellite Industry Forum was supported byAsiaSat, China Satellite Communications, Eutelsat, GEOshare, Hughes Network Systems, ILS, Integrasys, Marsh, Maxar, Newtec, NorthTelecom, Saturn Satellite Networks, SES, SpaceBridge, SKY Perfect JSAT Corporation and SpaceX.
Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
