Press Release
HDFC Life Partners with Sportskeeda for IPL 2021
National, 19th April 2021 – After a successful partnership during IPL 2020, HDFC Life Insurance Company Limited, a leading long-term life insurance solutions provider in India, signs official sponsorship with Sportskeeda yet again for IPL 2021.
Despite matches being played behind closed doors amid a surge in pandemic related cases in India, a week and 8 matches into IPL 2021, we have already witnessed one of the most unique seasons in IPL history with some high octane clashes, giving a glimpse of the zealous competition that’s about to unfold in the upcoming days.
Sportskeeda, who recently became the 2nd largest sports website in India (Source: As per Comscore’s Mobile Metrix Media Trend Report, India Data, Sports Category, July 2020 to Jan 2021, Mobile Web & App, Unique Visitors) is among the top media platforms that bring comprehensive IPL news to people every season, and this year’s association between the two involves a 360-degree approach in creating awareness about the HDFC Life products via properties like display banner promotion, social media posts, content integration along with high impact ad which provides a much more interactive ad experience to the users. This lies in line with HDFC Life who has proven to be an award-winning one-stop-shop for all things insurance, including a range of individual and group insurance solutions that meet various life stage needs of customers like Protection, Pension, Savings & Investments, Health, etc.
Apart from this, Sportskeeda also introduced an exclusive video IP called Sar Utha Ke Jiyo Moments Powered by HDFC Life. A weekly video series, Sar Utha Ke Jiyo Moments is a show where a host and a guest speaker break down top moments of the week such as a last-ball thriller or a great knock in tough conditions, etc. Promoting the video IP through articles, announcement posts, swipe up stories and social media contests are elements geared towards adopting a well rounded approach in campaign amplification.
Vishal Subharwal, Executive Vice President & Head of E-commerce & Digital Marketing from HDFC Life said,”One can draw numerous parallels between the age old game of cricket and securing your future with the right life insurance.Everything from planning and making the right choices with a long term view, starting early and adapting as per the needs of the stages you’re in, to being prepared for uncertainties and having contingency plans, the two mirror a lot of these principles and HDFC Life’s alliance with Sportskeeda intends to convey this message to the audience”.
Speaking on this, Sportskeeda’s Business Head, India, Kanav Sud said, “We had previously worked with HDFC Life during both the 2019 and 2020 IPL seasons and it is an absolute pleasure to serve them again. We are excited to see how our new offerings help HDFC Life in reaching out and engaging their target audience and hoping to make this endeavor a grand success once more”.
Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
