Press Release
Double dose of golf on Ten Sports
Ten Sports viewers are in for a double helping of golf this weekend with both the KLM Open and The International being shown live.
The KLM Open, part of the European tour has attracted some big names including European number one Colin Montgomerie and Ryder Cup Captain Ian Woosnam.
This year, the KLM Open will be held on one of the continent’s finest links courses at the Kennemer Golf and Country Club in Holland from August 10-13. Kennemer G&CC has hosted the Dutch Open sixteen times, most recently in 1989 and 1990.
In 1989 it ended in spectacular fashion with the longest play-off in European Tour history as Spain’s José Maria Olazábal needed nine extra holes to defeat Northern Ireland’s Ronan Rafferty after Englishman Roger Chapman went out on the first play-off hole.
Montgomerie will be returning to a tournament that he won in 1993 at Noordwijkse. “I haven’t played in Holland for quite a while and am very happy to return,” said the Scot, who won an unprecedented eighth Order of Merit title at the end of the 2005 season.
Woosnam is making good on a promise he made last year to come and play in the year of his Ryder Cup captaincy. “I am looking forward to playing in Holland again,” said the Welshman. “It is a very important and busy year for me as Ryder Cup Captain. I have to choose the tournaments that I play in very carefully.”
Part of the US PGA Tour, The International has as always attracted a world class field that this year includes Ernie Els, Sergio Garcia, Phil Mickelson and 2005 winner Retief Goosen.
Unlike other professional golf tournaments, The International is played under a unique scoring system which awards points for birdies, eagles or better and subtracts for bogeys or worse.
Goosen will be hoping for a repeat of his victory last year although he will not want to play a 36-hole marathon on the last day as was the case in 2005.
Chris McDonald, CEO, Taj Television Limited, owners of Ten Sports said: “We are very excited to broadcast two more exceptional golf tournaments. Last weekend we were able to bring our viewers coverage of Tiger Woods historic 50th PGA victory in the Buick and we will have live coverage of the PGA Championship from the 17th August.”
Ten Sports coverage of the KLM Open begins at 18-30 IST on 10th -13th August, while coverage of The International begins at 01-30 IST on 11th and 12th August and at 00-30 IST on 13th and 14th August.
Ten Sports is the exclusive broadcaster of the European tour, US PGA tour and Indian tour on the sub-continent and will be showing the US PGA Championship from 17th-20th August.
Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
