Press Release
Can India score a perfect 10 GDP?”
MUMBAI: CNBC-TV18, India’s leading business medium and Confederation of Indian Industry (CII) have joined hands to promote the ‘India Economic Conclave 2006’ presented by the Bank of Rajasthan. The India Economic Conclave is an annual event hosted by CNBC-TV18, which brings the top thinkers in the corporate world on a common platform to brainstorm on issues plaguing India Inc and suggest an appropriate course of action. The theme for the Conclave this year was ‘ Breakthrough Ideas to Attain 10% GDP’
The India Economic Conclave 2006 integrated two interactive panel discussions ‘AIMING FOR 10% GDP – What needs to be done: The Role of the Government, Industry and Consumer’ and ‘Out of the Box Ideas for Double Digit Growth’. Moderated by Senthil Chengalvarayan and Shereen Bhan, the conclave deliberated on innovative and revolutionary ideas that could propel India into the next paradigm of growth in the Infrastructure, Manufacturing, Agriculture and Services sectors.
Speakers at the two sessions included corporate and government leaders like Mr Jyotiraditya Scindia, Loksabha MP – Congress, Mr. Ajay S Shriram, Chairman and Senior Managing Director – DCM Shriram Consolidated Ltd., Dr. Surinder Kapur, Chairman and Managing Director – Sona Koyo Steering Systems Ltd, Mr. Banmali Agrawala, Managing Director – Wartsila India Ltd, Mr Tarun Tejpal, Editor-in-Chief – Tehelka, Mr. R Seshasayee, President – CII, Mr. Tapan Bhaumik, Chief economist – Reliance Industries, Mr. Santosh Desai, President – McCann Erickson and Mr. Raman Roy, Chairman & Managing Director – Quatrro.
Speaking at the conclave, a spokesperson for CNBC-TV18 said, “The ultimate aim of the conclave is to create and write a socio-economic blueprint that will help Heads of State, CEOs, and Policy Makers from India and across the world to understand and work with the vast opportunity that is India. The next milestone ahead of India is breaking through the 10% GDP barrier and one thing is loud and clear if the Indian economy has to grow by 10% then the consumers, government and the industry players will have to work in perfect symphony.”
Sustained economic growth presents different challenges to India – revitalization of the rural economy, improved delivery of necessary public services, enhanced management of urban areas, and facilitation of cost-effective investment in infrastructure were identified by the panelists.
The discussion revealed that for India to achieve a 10% GDP growth the immediate need is to increase infrastructure spend to GDP. The problem which arises here was Investment as China spends around 20% of its GDP on Infrastructure projects while India spends only 6%. Hence there is a strong case for raising this number.
Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
