Press Release
CAG Shield Cricket Tournament – Quarter Finals – 24th February 2007
MUMBAI: The quarter finals of the CAG Shield started with a bang on 24th February 2007 at Cross maidan and Azad maidan. Two of the favourites Adfactors Advertising and Rediffusion locked horns at Cross maidan. Adfactors won the match quite handsomely by 132 runs. Batting first Adfactors put up a mammoth score of 302 runs in stipulated 43 overs powered by innings of Nilesh Patil (90 runs), Sunil Patil (60 runs) and Sandesh Gaikar (52 runs). In reply Rediffusion team got out in 170 runs. Ganesh Panchal was the only player who survived the Adfactor bowling. He made 55 runs in 59 balls. Sandesh Gaikar took 4 wickets in 35 runs and was adjudged the man of the match.
In another quarter final match, Percept beat Ambience by 7 wickets. Ambience chose to bat first after winning the toss. Ambience team got out in only 164 runs. Shailendra Singh (3 for 50) and Rupesh Mulam (3 for 20) were the most successful bowlers. Bhavik Patel with 58 runs and Sanjay Yadav with 43 runs made a valiant effort to make the total go beyond 150 runs. Percept reached the target (165 runs) steadily with 7 wickets to spare. Indrajeet Yadav scored 74 runs in only 63 balls, which took the Percept score close to the needed target. This performance won him the Man of the Match.
The match between O&M and Group M was a one-sided affair. After winning the toss Group M opted to bat first and scored only 206 in 42 overs. Only Sachin Puthran (82 runs) and Rahul Bhogte (55 runs) were able to reach in double figures. Anand Gharat took 3 wickets in 40 runs. In reply the O&M innings came to an end in mere 85 runs. Rajeev Doshi swept through the O&M batting line up and ended up with brilliant bowling figures of 4.5-1-7-5. He was adjudged the man of the match.
Interactive Avenues team experienced a grueling defeat at the hands of Vyas Giannetti Creative VGC). After winning the toss VGC team put Int. Avenues in to bat. Int. Avenues batsman were absolutely clueless about the VGC opening pace attack and were bowled out for a paltry 54 runs in 13 overs. In one of the memorable bowling performance of CAG Shield tournament, Vaibhav Sane ended up with dream figures of 6-2-15-8, clean bowling 7 batsmen from Int. Avenues. VGC cake-walked towards the necessary target of 55 runs in only 6.4 overs with no loss. Vaibhav Sane was adjudged the man of the match.
(The CAG Shield Cricket Tournament: Presenting Sponsor- Visage Images, Radio partner- Radio One, Print Partner- Mid Day, Web partner- Exchange4Media)
Brief Scores
ADFACTORS: 302 FOR,
P. CHAVAN – 90 RUNS, S. PATIL 60 RUNS, S. GAIKAR – 52 RUNS
P. CHINDARKAR – 3/60
REDIFFUSION: 170 ALL OUT,
G. PANCHAL – 55 RUNS
S. GAIKAR – 4/35
MAN OF THE MATCH: SANDESH GAIKAR
AMBIENCE: 160 ALL OUT,
B. PATEL – 58 RUNS
S. YADAV – 43 RUNS
S..SINGH – 3/50, R. MULAM – 3/20,
PERCEPT: 166 FOR 3,
I. YADAV – 74 RUNS,
S. JADHAV – 36 RUNS, M. WALSE – 38* RUNS
MAN OF THE MATCH: INDRAJEET YADAV
GROUP M: 206 FOR 9,
R. BHOGTE – 55 RUNS
S. PUTHRAN – 82 RUNS
A. GHARAT – 3/40
O & M: 85 ALL OUT,
N. SALVI – 39 RUNS
R. DARSHI – 5/7, D. NAIDU – 3/16
MAN OF THE MATCH: RAJEEV DARSHI
INT. AVENUES: 54 ALL OUT,
V. SANE – 8/15
VGC: 57 FOR 0
A. YALVIGI: 45* RUNS
MAN OF THE MATCH: VAIBHAV SANE
Semi Finals will be played on 3rd March 2007
VGC Vs. GROUPM ( MCA Grounds, BKC , Bandra)
PERCEPT Vs. ADFACTOR ( PJ. Hindu Gym, Marine Drive)
Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
