Press Release
A mother’s resolve to protect her child from deceptive evil forces – COLORS Bangla presents, NISHIR DAK
MUMBAI: It is believed that a mother can defy even death to safeguard her child. Nishir Dak is one such story that showcases immense courage and undying will of a mother who will go to any lengths to save her daughter from the evil spirit – Nishi.
Nishir Dak or Call of the Night spirit is a very common paranormal belief in Bengal. A spirit that lures its victim into the unknown by calling out to him in a familiar voice. Tethering between reality and the paranormal world, the show promises to send shivers down the spine with its near-to-life storytelling. Starting Monday, December 3 at 8:30pm, the show will keep viewers on the edge of their seats and jolt them through this journey.
Commenting on the new show, Rahul Chakravarti, Business Head – COLORS Bangla & Odia said, “Supernatural shows have a well-established fanbase amongst viewers, but the poignant storyline and mystical elements in Nishir Dak, will go beyond the conventional fanbase, appealing to all viewers. At COLORS BANGLA, quality content has always been our focus, and we continue to push the boundaries by bringing in only the best to our viewers. Bringing Nishir Dak at the 8:30 pm slot, the channel presents viewers a refreshing storyline that will appeal to all thrill seekers.”
Talking about the show, Sahana, Creative Director, SVF Television said, "Nishir Daak is a story of war between good and evil. It is the story of Tara, the blessed child and her fight against the Dark Force, Nishi. The spooky look of Nishi has been worked upon for months as has been the details of each character. The show will unravel elements of fear, suspense, supernatural incidents and ultimate win of good over evil and dark spirit that will keep viewers hooked.”
Nishir Dak narrates the story of the five-year-old abandoned and scared Tara played by Guddi who finds protection in the caring arms of Sreemoyee. Played by Tumpa Ghosh, Sreemoyee’s maternal instincts cajole her to adopt Tara and protect her from all that may come to harm. Unknown to the world, Tara’s fate is eclipsed by the curse of evil spirits as a necromancer – Agharnath is determined to sacrifice Tara to attain immortality. Making a grand return to the small screen, Sauriti Banerjee portrays the role of Nishi, is Agarnath’s evil myrmidon tasked to bring Tara to him. Completing the blockbuster ensemble cast of the show, Subhankar Saha plays the role of Rudra.
Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
