MAM
Why NRIs Want Long-Term Investment Plans from Bajaj Life
Living abroad offers stability, growth, and better opportunities, but it does not eliminate financial responsibilities toward family and future goals in India. Many Non-Resident Indians (NRIs) look for long-term protection and disciplined savings that remain reliable wherever they live. Bajaj Life NRI Investment Options by Bajaj Life Insurance are designed to support individuals who earn overseas but want trusted financial security linked to India. These plans help protect loved ones, support future milestones, and create structured financial strength through well-planned insurance and savings solutions.
Understanding the Financial Needs of NRIs
Financial planning for NRIs goes beyond regular savings or tax planning. It often involves managing income in one country while fulfilling commitments in another. Exchange rate variations, changing life goals, and shifting long-term plans make financial decisions more complex. Many individuals also prioritize retirement planning for NRIs, ensuring steady support when they decide to return to India or continue living abroad. Along with this, responsibilities like children’s education, lifestyle security, and family protection need dependable financial backing. This is why flexible, well-regulated, and trusted life insurance plans become an important part of long-term planning for global Indians.
Bajaj Life NRI Plan: A Solution for Global Indians
Bajaj Life Insurance designs its NRI offerings to balance protection, convenience, and disciplined financial planning. These plans are created to help globally settled Indians stay prepared for uncertainties while keeping their long-term goals secure. Policies are serviced digitally, allowing premium payments and policy monitoring through secure online platforms. Medical and documentation requirements depend on underwriting guidelines, but the process is structured to be smooth and practical. Overall, the plans are built to offer confidence that your insurance coverage and savings arrangements remain dependable even when you move countries. In the middle of your financial journey, Bajaj Life NRI Investment Options work as a stable support system for your larger life goals.
Types of Insurance Plans for NRIs Offered by Bajaj Life
Bajaj Life Insurance understands that every NRI may have different financial expectations. Based on risk preferences and future goals, individuals can choose from multiple categories of plans.
Term Insurance Plans
Term insurance provides pure life cover for a fixed period. If the life assured passes away during the policy term, the nominee receives the policy’s death benefit. This payout can help the family manage ongoing financial responsibilities, repay liabilities, and meet essential living expenses. Premiums are generally lower compared to many other life insurance plans, while the coverage amount can be significantly higher, depending on the policy chosen.
ULIPs (Unit Linked Insurance Plans)
ULIPs are life insurance plans that provide life cover while also allowing you to invest in market-linked funds. A part of the premium is used for life insurance coverage, and the remaining portion is invested in equity, debt, or balanced funds as chosen by the policyholder. Fund value depends on market performance, and charges such as policy administration, fund management, and mortality charges apply as per policy terms. Policyholders can switch between available funds during the policy term, subject to conditions.
Note: The investment risk in ULIPs is borne by the policyholder.
Endowment and Savings-Oriented Plans
For individuals who prefer structured savings, endowment and traditional savings plans combine protection with maturity benefits. They offer disciplined premium payments with predictable outcomes at the end of the policy term, making them helpful for planned financial commitments and stability-focused goals.
Benefits of Choosing Bajaj Life for Long-Term Protection
Choosing the right insurance partner is as important as choosing the right plan. Here is why Bajaj Life Insurance stands out for NRIs.
Security and Reliability
Trust is the foundation of any insurance relationship.
● High Claim Settlement Ratio: Bajaj Life Insurance has an Individual Death Claim Settlement Ratio of 99.29% (for FY 2023–2024), reflecting its strong record of honoring policy commitments to families.
● Solvency Ratio: Bajaj Life Insurance maintains a strong solvency position, showing financial strength and dependable claim-support capability.
Provisions for Tax Efficiency
Tax planning remains an important consideration for NRIs.
● GST Waiver/Refund: NRIs may be eligible for a GST waiver or refund on premiums paid through an NRE account, provided the policy is issued to a foreign address, subject to prevailing tax laws.
● Tax Benefits: Premiums may qualify for deductions under Section 80C (available under the old tax regime) of the Income Tax Act, 1961. Maturity and death benefits may also be eligible for tax advantages under Section 10(10D).
Easy Accessibility and Management
● 24/7 Support: Digital platforms like the Life Assist app help life assured access to information, resolve queries, and download statements conveniently.
● Flexible Payments: Premiums can be paid using NRE/NRO accounts, credit cards, or permitted international payment channels such as SWIFT, as per policy terms.
Financial Protection for Family
Some Bajaj Life Insurance plans may offer a waiver of premium benefit. If something unexpected happens to the policyholder, future premiums may be waived while the policy continues, helping protect important life goals such as children’s education, ongoing financial commitments, or long-term savings plans.
Conclusion
For NRIs, long-term financial planning is about protecting family, building savings, and staying prepared for the future. Bajaj Life Insurance offers plans that support disciplined investments, reliable protection, and easy digital access, even when you live abroad. These solutions help safeguard important life goals and also support retirement planning for NRIs, giving confidence that your finances remain secure and well-managed for the years ahead.
Digital
Content India 2026 opens with a copro pitch, a spice evangelist and a £10,000 prize for Indian storytelling
Dish TV and C21Media’s three-day summit puts seven ambitious projects before an international jury, and two walk away with serious development money
MUMBAI: India’s content industry gathered in Mumbai this March for Content India 2026, a three-day summit organised by Dish TV in partnership with C21Media, and it wasted no time making a statement. The event opened with a Copro Pitch that put seven scripted and unscripted television concepts before an international panel of judges, and by the end of it, two projects had walked away with £10,000 each in marketing prize money from C21Media to support development and international promotion.
The jury, comprising Frank Spotnitz, Fiona Campbell, Rashmi Bajpai, Bal Samra and Rachel Glaister, evaluated a shortlist that ranged from a dark Mumbai comedy-drama about mental health (Dirty Minds, created by Sundar Aaron) to a Delhi coming-of-age mystery (Djinn Patrol, by Neha Sharma and Kilian Irwin), a techno-thriller about a teenage gaming prodigy (Kanpur X Satori, by Suchita Bhatia), an investigative crime drama blending mythology and modern thriller (The Age of Kali, by Shivani Bhatija), a documentary on India’s spice heritage (The Masala Quest, hosted by Sarina Kamini), a documentary on competitive gaming (Respawn: India’s Esports Revolution, by George Mangala Thomas and Sangram Mawari), and a reality-horror competition merging gaming and immersive fear (Scary Goose, by Samar Iqbal).
The session was hosted by Mayank Shekhar.
The two winners were Djinn Patrol, backed by Miura Kite, formerly of Participant Media and known for Chinatown and Keep Sweet: Pray & Obey, with Jaya Entertainment, producers of Real Kashmir Football Club, also attached; and The Masala Quest, created and hosted by Sarina Kamini, an Indian-Australian cook, author and self-described “spice evangelist.”
The summit also unveiled the Content India Trends Report, whose findings made for bracing reading. Daoud Jackson, senior analyst at OMDIA, set the tone: “By 2030, online video in India will nearly double the revenue of traditional TV, becoming the main driver of growth.” He noted that in 2025, India produced a quarter of all YouTube videos globally, overtaking the United States, while Indians collectively spend 117 years daily on YouTube and 72 years on Instagram. Traditional subscription TV is declining as free TV and connected TV gain ground, forcing broadcasters to innovate. “AI-generated content is just 2 per cent of engagement,” Jackson added, “highlighting the dominance of high-quality human content. The key for Indian media companies is scaling while monetising effectively from day one.”
Hannah Walsh, principal analyst at Ampere Analysis, added hard numbers to the picture. India produced over 24,000 titles in January 2026 alone, with 19,000 available internationally. The country now accounts for 12 per cent of Asia-Pacific content spend, up from 8 per cent in 2021, outpacing both Japan and China. Key exporters include JioStar, Zee Entertainment, Sony India, Amazon and Netflix, delivering over 7,500 Indian-produced titles abroad each year. The top importing markets are Saudi Arabia, the UAE, Egypt, the United States and the Philippines. Scripted content dominates globally at 88 per cent, with crime dramas and children’s and family titles performing particularly strongly.
Manoj Dobhal, chief executive and executive director of Dish TV India, framed the summit’s ambition squarely. “Stories don’t need translation. They need a platform, discovery, and reach, local or global,” he said. “India produces more movies than any country, our streaming platforms compete globally, and our tech and creators win international awards. Yet fragmentation slows growth. Producers, platforms, and tech move in different lanes. We need shared spaces, collaboration, and an ecosystem where ideas, technology, and people meet. That is why we built Content India.”
The data, the pitches and the prize money all pointed to the same conclusion: India is not waiting for the world to discover its stories. It is building the infrastructure to sell them.
