MAM
Manipal girl Ashna Gurav wins Santoor Femina Style Diva South 2017
Bangalore : The winners of this year’s Santoor Femina Style Diva South were declared at a glittering ceremony attended by who’s who of the Hindi and Kannada film industry. The evening witnessed 14 gorgeous girls take over the stage at the 5th edition of Santoor Femina Style Diva South 2017 powered by Abaran Jewellery, in association with BNatural, INXS and Aloe Veda, held at Mövenpick Hotel & Spa in Bengaluru.
The diverse sets of rounds where the girls displayed their style, wit and élan were judged by a grand jury that included experts from the world of fashion and glamour , comprising of Femina’s editor and chief community officer Tanya Chaitanya, actor Adah Sharma, Kannada actor Rashmika Mandanna, Yamaha Fascino Miss Diva-Miss Universe India Roshmitha Harimurthy, fashion designer Ron Dutta, Rahul Srivastava, marketing manager, Santoor, and Dr Sangeetha Patel, dermatologist and founder of INXS Anti-Ageing and Anti-Obesity clinic, who after much deliberation chose Manipal girl Ashna Gurav as this year’s Femina Style Diva South. The first and second runners up at the style-based pageant were Bhavana Sreepad and Anookiya Harish.
Speaking on the occasion, Tanya Chaitanya – Editor and Chief Community Officer, Femina, said, “This is the 5th successful year of Femina Style Diva and we have been ecstatic about it. We launched this platform as we truly believed that every girl has a unique style statement which is beautiful in its own way. Femina stands for the progressive young woman of today and the Femina Style Divas embody this essence of the brand.’’
The evening began with 14 contestants walking the runway in little black dresses and accessories from their personal wardrobes as presenter Paloma Rao introduced each contestant to the judges. The second round had the contestants channeling their inner supermodels as they flaunted stunning diamond jewellery by Abaran Jewellery and gowns by Ziva by Bhuvana Mohan Gowda. For the third round, the contestants shimmied down the runway in glamorous gowns crafted by designer Riya Kodali. As the judges had the tough job of determining the finalists on their hands, the audience enjoyed a stand-up act by Bengaluru-based comedian Sanjay Manaktala and dance troupe, Oxygen Dance Company.
When you plan to buy medical insurance for your family, the first question is often about savings. You may assume that buying online automatically means paying less, but that is only part of the picture. The real issue is not just whether the premium looks lower, but whether the policy gives you suitable family health insurance without adding avoidable costs later.
Buying online can sometimes appear more budget-friendly because you can compare plans, review features, and complete the process without depending entirely on offline assistance.
Still, a lower visible price does not always mean better value. To understand whether you can truly save more, you need to look at the full buying experience and the policy terms together.
Why Online Purchase Can Look More Economical
When you explore family health insurance online, you usually get access to plan details in a more direct and organised way. This can make the buying journey feel simpler and more transparent.
A few reasons online purchases may seem cost-effective include:
● Easier comparison of policy features
● Direct access to premium details
● The ability to review inclusions and exclusions at your own pace
● Fewer chances of making a rushed decision
● More control over the plan selection process
This does not mean every online option is automatically cheaper. It simply means the online route may help you assess choices more carefully, and that itself can influence how much value you get from the policy you choose.
Saving Money is Not Only About a Lower Premium
A lower premium often catches your attention first, but that should not be the only measure of savings. If you buy medical insurance based only on what looks affordable at the start, you may overlook conditions that matter later.
A family health insurance policy should be judged on overall value, including:
● The scope of cover
● Waiting period terms
● Exclusions
● Room eligibility conditions
● Sub-limits, if any
● Claim-related terms
● Renewal conditions
If the premium is lower but the policy has stricter internal conditions, the apparent saving may not feel meaningful when you actually need hospitalisation support.
So, the better question is not only whether online purchase costs less, but whether it helps you select a plan that remains financially sensible over time.
Comparing Plans Online Can Prevent Overspending
One clear advantage of the online route is that it allows you to compare different options without pressure. This can help you avoid paying for features you may not need or missing features that matter for your family.
Before you buy medical insurance online, look closely at:
● Who can be covered under the plan
● How the sum insured works for the family
● Whether day care procedures are included
● How pre-existing illness rules are explained
● Whether add-ons are optional or built in
● How clearly the policy wording is presented
This level of comparison can support better decision-making. In many cases, savings come not only from the premium itself but from choosing a policy with fewer surprises.
Online Discounts Should be Viewed Carefully
Online discounts can make a plan look attractive, but they should always be read alongside the policy details. A discount may reduce the upfront cost, yet the true worth of the policy depends on what it covers and how it responds during a claim.
When reviewing discounted online plans, check whether the policy has:
● Treatment-specific limits
● Room rent restrictions
● Co-payment clauses
● Disease-wise waiting periods
● Claim deductions linked to the hospital category
● Limited cover for selected benefits
These points are important because a policy that looks cheaper at purchase may involve more out-of-pocket spending later. That is why discount-led buying should be replaced with detail-led buying.
Final Thoughts
Yes, buying online can sometimes help you save more when choosing family health insurance, but only if you look beyond the headline price. The online route may give you better visibility, easier comparison, and more time to review the policy terms.
That can support smarter choices and may reduce the chances of paying for a plan that does not suit your family well.
If you want to buy medical insurance online, treat savings as more than a discount. The real advantage lies in choosing family health insurance that balances affordability, clarity, and meaningful coverage for your household.
