MAM
Internet & Online Association sees 300% increase in membership
MUMBAI: The Internet & Online Association of India (IOAI) has announced a 300 per cent increase in membership.
IOAI was founded in January 2004, with an aim to address issues, concerns and growth related to online media, advertising, e-commerce and wireless / mobile advertising.
IOAI president Preeti Desai says, “IOAI members play a pivotal role in helping to determine today’s online advertising, ecommerce, mobile content and communications agenda – as well as shape the future of the IOAI. A growing membership means a stronger representation across all industry sectors (private and public). We welcome new industry leaders from different factions of the industry to IOAI and I have no doubt their contributions will have a lasting impact on the work we do.”
The new members include:
Primary Members — BharatMatrimony.com Pvt. Ltd, IRCTC, Mahamaza Ecomm LTDand People Interactive (I) Pvt. Limited,
Associate Members — Enpocket and NDTV Media LTD,
Individual Members — Anupama Salvi, Hari Nair, Manish Vij and Sachin Bhatia
NDTV Media LTD CEO Raj Nayak added, “We at NDTV have always pioneered content and marketing initiatives and believe in the new-age integrated marketing mantra. We are extensively using the online and mobile mediums and have accentuated our one on one relationship with our customers beyond television. We joined IOAI to be a part of an industry forum to exchange progressive ideas and tackle issues cohesively.”
Indian Railway Catering and Tourism Corporation (IRCTC) group general manager (IT services) Amitabh Pandey said, “We are happy to be invited to the IOAI. IRCTC is proud to have played a significant role in extending the scope of electronic commerce to items of day-to-day significance to the consumer at large in India today. We believe that there is an urgent need for a forum and industry body to help guide the principal players in the electronic commerce revolution, which has begun, and in furthering and accelerating the spread of ecommerce in India. The formation of the IOAI is a very welcome step in this direction.”
BharatMatrimony.com CEO and founder Murugavel Janakiraman said, “BharatMatrimony.com pioneered the online matrimony industry in India and abroad for the Indian Diaspora. The Internet is a very potent medium for match making market is what we were confident about even in 1997. When IOAI was formed, it was a natural choice for us to be a part of it because IOA’s agenda is the faith on which we build the foundation of our company. In that sense, we have full trust on IOA and hence we are part of it.”
People Group chairman and CEO Anupam Mittal said, “Having being in the Internet space since 1997 with leading brands such as Shaadi.com and Fropper.com, and being a major player in the wireless content place with Mauj – our wireless content and services company, it has been our endeavor to provide information and/or technology based services to inform, connect, entertain and educate people. As primary members of the IOAI we hope to work with other leading Internet and wireless players on issues concerning the growth of these industries. The IOAI initiatives help us all benefit from the collective wisdom and experience of its members, not to mention it gives us a legitimate platform for influencing legislation and policies in the favor of industries we operate in.”
Enpocket MD Sundip Aggarwal said, “Enpocket is glad to join the IOAI. Enpocket has always supported similar organisations and has chaired the Mobile Marketing Association (MMA) in the UK and has been and active member of the US chapter. We believe active involvement of members in industry initiatives like the IOAI or essential to ensure sustained growth and effective introduction of new business opportunities. We look forward to making valuable contribution to IOAI especially in are of mobile communications. Enpocket is looking forward to take leadership role in privacy and customer relationship issues to ensure a very robust mobile entertainment business in India.”
Avenues India Pvt LTD COO Anupama Salvi said, “Since I live and breathe the medium of the Internet everyday for a living, joining the Internet & Online Association, a forum whose prime agenda is the development of the Internet in India, was a natural step. I find great satisfaction in contributing to the effort to help shape the growth of this exciting medium.”
Leisure & Lifestyle Information Services co-founder and CEO Hari Nair said, “The Internet today has fast evolved to be the preferred medium of communication for the travel community whether for handling transactions, seeking information or planning a holiday. Leisure & Lifestyle Information Services takes pride in being the most comprehensive rating platform for travel enthusiasts. The exhaustive insights provided in our portal about various resorts, pubs and restaurants helps the consumer make informed choices. Organisations like IOA are instrumental in handling the issues, concerns and challenges of the online and e-commerce community, which is growing exponentially with each passing year. I am delighted to be a part of the IOA and hope that this association will ensure further facilitation of Internet usability and convenience to the users by bringing in transparency, security and a healthy online environment.”
Quasar Media Pvt LTD business head Manish Vij said, “IOAI has a lot of contribution in getting Internet industry under one platform. It gives an opportunity to discuss and share a lot of learning’s and opportunities. We at Quasar Media has used this platform to build ourselves as a strong player within the industry and drive value to our clients using researched data.”
MakeMyTrip.com co-founder and CMO Sachin Bhatia concluded, “MMT has joined the IOAI to get a better perspective of the online space in India and to contribute to help mature the industry and its stature.”
Many drivers assume basic coverage is just a formality until an accident involving someone else brings legal notices, compensation claims, and unexpected financial pressure. At that point, the real importance of car insurance becomes clear. A single road incident can quickly create obligations that are difficult to manage alone.
In this blog, you will learn how third-party online cover supports legal safety, what it includes, and why securing it online is a smart first step.
Why Third-Party Insurance is Legally Mandatory
Indian motor law requires vehicles used on public roads to carry third-party liability cover. The intent is to protect the public by ensuring there is a recognised route for compensation when a vehicle causes harm to others.
If a vehicle is driven without this cover, penalties can apply, and the owner may have to pay the compensation amount personally if legal liability is decided against them. This helps ensure that people who suffer loss are not left without support.
How Third-Party Online Insurance Works
When third party car insurance is purchased online, the proposer shares vehicle and personal details, pays the premium, and receives the policy document in digital form. The cover applies during the policy period and provides legal liability protection for others arising from the use of the insured vehicle.
If an incident leads to a claim, the process usually involves reporting, submitting required papers, and following the steps set by the authority handling the matter.
What is Covered Under Third-Party Insurance?
This cover is designed to pay for losses suffered by others when legal liability is established. The response depends on the policy terms, the evidence, and the decision made during the claim proceedings.
Bodily Injury to Third Party
If someone else is injured in an accident involving the insured vehicle, the policy can cover the insured person’s legal liability. Compensation is assessed using medical records and other supporting documents, along with findings on responsibility. Payment is made based on the final compensation amount decided in the case, as per the policy terms.
Property Damage
If another person’s property is damaged, the policy can respond to the insured person’s liability for that loss, within the limit mentioned in the policy. The amount is generally based on documents that support ownership and the assessed repair or replacement cost. Timely reporting and clear paperwork can reduce delays in assessment.
Legal Support During Claim Proceedings
Third-party claims can involve notices, hearings, and filings because they focus on legal liability. Under the policy terms, the insurer may assist in organising documents and managing parts of the defence process through appointed representatives. This can support orderly communication and reduce missed deadlines.
What is Not Covered
Third-party cover is narrow, so some common expenses are excluded. These exclusions are common, but the exact details depend on the policy terms.
● Damage to the insured vehicle is not covered, including repair costs.
● Loss or damage to the insured person’s belongings is not covered.
● Injury cover for the owner-driver or passengers is typically separate.
● Claims linked to use that breaches policy terms may not be payable.
● Contractual promises beyond legal liability are generally not included unless stated.
Why Buying Online Strengthens Legal Safety
Buying online does not change legal duties, but it can make compliance easier to maintain and easier to prove. Digital records also support clarity if cover dates are questioned after an incident.
● Digital issuance can reduce the risk of an accidental gap in cover.
● A stored e-policy can be retrieved quickly when proof is requested.
● Receipts and time stamps help confirm when the policy was active.
● Online renewals can support timely payment and avoid lapsed cover.
● Clear documents make limits and required steps easier to understand.
Conclusion
Third-party liability cover is a direct step towards legal protection because it covers losses suffered by others when a vehicle causes harm. It supports compliance and reduces the risk of penalties for uninsured driving. Buying online can help keep policy documents, dates, and receipts easy to retrieve during checks and claim proceedings. When the cover’s scope and exclusions are understood in advance, it becomes easier to stay compliant, prepared, and confident on the road.
