MAM
IBDS awards to roll out its second edition
MUMBAI: India Best Design Studio Awards 2016 by POOL magazine is set to enter its second year. These awards recognize the best, most creative, most organized and professional Design studios in India. IBDSA, aims to help clients to choose work with the best studios in India. They also believe that these awards will soon become the basic filter for companies to commission work.
IBDSA aspires to give limelight to good- work amongst studios. The designers have opportunity to nominate themselves. This will be shortlisted by jury later. The jury for 2016 awards includes prominent 20 names from 10 countries, like Prof. Anil Sinha from, Ahmedabad, Sophia Shih from Taipei, National award winner Subrata Bhowmick from Ahmedabad among others.
The nominees for 2016 awards under graphic design category are Aaiba Brand Strategy & Design, Lopez Design and Tata Elxsi. Turmeric Designs won this category in 2015. Industrial design category was awarded to Desmania Design Pvt Ltd in 2015 and has Universal Designovation Lab LLP, Tata Elxsi – Industrial Design Studio and Desmania Design as nominees this year.
In other categories, the nominees are- The Neon Project, Umbrella Design and Lopez Design in Brand design category, Lopez Design won respective category last year.
Tata Elxsi, Wow Design Pvt Ltd in Packaging design. Think Design Collaborative, Lollypop, UI-UX Studio, Fractal Ink Design Studio in Digital design.
Young design studio category has Project 810, Kosh and Studio Woods. Archohm Studio and Morphogenesis are nominations for Architectural studios category. Tata Elxsi and Mu Design are nominees for Spatial Design category. In- house studios has Ashokleyland Styling Studio, GCPL Design Studio and Tata Motors Design as nominations.
The nominees will be judged on the following criteria- Degree of innovation, is the concept new or does it supplement an existing product with a new desirable quality? Aesthetic quality- is the concept’s form pleasant to look at? Realization possibility- can the innovation be produced from a technological and economical point of view? Technological- can the concept be produced in 1 to 3 years’ time? Economical- Considering the manufacturing method, technology and use of materials, can the concept be produced at a reasonable price? Functionality and usefulness- does the concept fulfill all requirements of handling, usability, safety, and maintenance? Does it fulfill a need or function? Emotional content- what does the concept offer the user beyond its immediate practical purpose in terms of sensual quality, possibilities of a playful use or emotional attachment? And Impact- result of the concept.
This year’s awards are dedicated to Late professor MP Ranjan.
When you plan to buy medical insurance for your family, the first question is often about savings. You may assume that buying online automatically means paying less, but that is only part of the picture. The real issue is not just whether the premium looks lower, but whether the policy gives you suitable family health insurance without adding avoidable costs later.
Buying online can sometimes appear more budget-friendly because you can compare plans, review features, and complete the process without depending entirely on offline assistance.
Still, a lower visible price does not always mean better value. To understand whether you can truly save more, you need to look at the full buying experience and the policy terms together.
Why Online Purchase Can Look More Economical
When you explore family health insurance online, you usually get access to plan details in a more direct and organised way. This can make the buying journey feel simpler and more transparent.
A few reasons online purchases may seem cost-effective include:
● Easier comparison of policy features
● Direct access to premium details
● The ability to review inclusions and exclusions at your own pace
● Fewer chances of making a rushed decision
● More control over the plan selection process
This does not mean every online option is automatically cheaper. It simply means the online route may help you assess choices more carefully, and that itself can influence how much value you get from the policy you choose.
Saving Money is Not Only About a Lower Premium
A lower premium often catches your attention first, but that should not be the only measure of savings. If you buy medical insurance based only on what looks affordable at the start, you may overlook conditions that matter later.
A family health insurance policy should be judged on overall value, including:
● The scope of cover
● Waiting period terms
● Exclusions
● Room eligibility conditions
● Sub-limits, if any
● Claim-related terms
● Renewal conditions
If the premium is lower but the policy has stricter internal conditions, the apparent saving may not feel meaningful when you actually need hospitalisation support.
So, the better question is not only whether online purchase costs less, but whether it helps you select a plan that remains financially sensible over time.
Comparing Plans Online Can Prevent Overspending
One clear advantage of the online route is that it allows you to compare different options without pressure. This can help you avoid paying for features you may not need or missing features that matter for your family.
Before you buy medical insurance online, look closely at:
● Who can be covered under the plan
● How the sum insured works for the family
● Whether day care procedures are included
● How pre-existing illness rules are explained
● Whether add-ons are optional or built in
● How clearly the policy wording is presented
This level of comparison can support better decision-making. In many cases, savings come not only from the premium itself but from choosing a policy with fewer surprises.
Online Discounts Should be Viewed Carefully
Online discounts can make a plan look attractive, but they should always be read alongside the policy details. A discount may reduce the upfront cost, yet the true worth of the policy depends on what it covers and how it responds during a claim.
When reviewing discounted online plans, check whether the policy has:
● Treatment-specific limits
● Room rent restrictions
● Co-payment clauses
● Disease-wise waiting periods
● Claim deductions linked to the hospital category
● Limited cover for selected benefits
These points are important because a policy that looks cheaper at purchase may involve more out-of-pocket spending later. That is why discount-led buying should be replaced with detail-led buying.
Final Thoughts
Yes, buying online can sometimes help you save more when choosing family health insurance, but only if you look beyond the headline price. The online route may give you better visibility, easier comparison, and more time to review the policy terms.
That can support smarter choices and may reduce the chances of paying for a plan that does not suit your family well.
If you want to buy medical insurance online, treat savings as more than a discount. The real advantage lies in choosing family health insurance that balances affordability, clarity, and meaningful coverage for your household.
