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Golden words, golden futures as KEF bets big on real stories of change

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MUMBAI: What do golden tickets and scholarships have in common? For hundreds of bright young minds, it’s the chance of a lifetime and Kotak Education Foundation (KEF) is spotlighting that connection with heart and purpose. Celebrating MSME Day 2025, KEF has rolled out a compelling campaign titled “Future Ka Golden Ticket” to raise awareness about its flagship Kotak Junior Scholarship.

Featuring real-life beneficiaries, the integrated campaign draws from actual stories of Mumbai’s promising students whose lives have been transformed through KEF’s support. From bus shelters and cab panels to guerrilla tricycle activations in underserved areas, the visuals and the message go straight to the heart.

But KEF isn’t just offering financial aid. It’s going the extra mile with what it calls “beyond scholarship” initiatives mentorship, academic assistance, and life-skills training designed to ensure holistic development. And the campaign, by putting real faces to these efforts, doubles down on trust and relatability.

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“We’ve seen how ambition alone isn’t enough. What changes lives is access and zidd,” said a KEF spokesperson, echoing the foundation’s “Inch Wide, Mile Deep” philosophy that underpins every intervention across Maharashtra and Gujarat.

With three core verticals, school interventions, equitable scholarships, and vocational training, KEF’s initiatives have touched thousands. From building teacher capacity and improving English fluency in middle schools to supporting model schools at the district level, the impact is both broad and deep.

In numbers, KEF’s scholarship portfolio includes:

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.  Kotak Junior Scholarship for students in Mumbai’s low-income schools pursuing Class 11 & 12.

.   Kotak Kanya Scholarship (launched in 2021) for meritorious girls nationwide in higher education.

. Project Unnati, which coaches unemployed youth in IT, spoken English, and life skills, guaranteeing placements to help them step into the workforce confidently.

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With this new campaign, KEF is looking not just to inspire, but to scale with an eye on systemic reform. The focus is shifting from school-level impact to district and state-level education transformation. The next frontier? Impact at Scale.

As the CSR arm of Kotak Mahindra Group, Kotak Karma’s efforts through KEF are rooted in the belief that education is the greatest equaliser and in this campaign, every story told is another step toward levelling the playing field.

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FSS names Anand Krishnamurthi head of global digital delivery

Tech veteran to drive AI-first, cloud-led transformation in payments globally

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CHENNAI: Financial Software and Systems (FSS), an AI-first payment infrastructure company, has appointed Anand Krishnamurthi as head of global digital delivery.

In his new role, Anand Krishnamurthi will lead FSS’s global digital delivery capabilities, focusing on AI-first and cloud-led transformation while ensuring predictable, high-quality outcomes for customers worldwide. He will be based in Chennai and report to V. Balasubramanian, CEO of FSS.

Bringing 28 years of experience in technology and digital transformation across banking, capital markets, financial services, and insurance, Anand has held senior leadership positions at Cognizant and NuSummit. He is recognised for scaling multi-geography delivery teams, leading mission-critical platforms, and embedding AI-driven automation in complex, regulated environments.

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“What drew me to FSS is its deep payments expertise, strong product DNA, and the scale at which its platforms power real-world financial ecosystems,” said Anand Krishnamurthi. “I aim to strengthen delivery predictability, execution rigor, and engineering quality, building empowered teams that deliver measurable customer outcomes. FSS has a unique opportunity to create real-time, AI-infused payments infrastructure that is resilient, secure, and globally scalable.”

V. Balasubramanian added, “Anand’s track record in leading multi-geography delivery programs and AI-first operating models makes him the ideal leader for FSS as we accelerate our AI-driven digital payments business. His leadership will help us raise the bar for outcomes globally.”

This appointment is part of FSS’s broader push to build an AI-powered, cloud-native delivery organisation capable of meeting the evolving needs of banks, fintechs, and financial institutions worldwide.

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