MAM
Daikin India gets into CSR with ‘Cool a school’
MUMBAI: The world is going digital and so are various brands. Daikin India has started its first CSR activity in the last 13 years through its online campaign ‘cool a school‘.
Daikin, a subsidiary of Daikin Industries Japan has been operating in India since 2000 and its manufacturing plant is located in Neemrana, Rajasthan, one of the hottest places across northern India and also the first place where the brand has started its CSR activity.
Through this video, Daikin is trying to connect with the society and also providing a cool environment to the schools across the hottest rural parts of India. Where children travel long distances by foot to get to school in the blistering heat and due to this most of them stop attending the school.
The video ‘Cool A School‘ is available on the online video streaming platform YouTube, where the company has asked users to come and watch the video and with every millions views on the video, the brand will reach out to another school . The brand has partnered with the local government school at Neemrana to appoint few class rooms with Daikin‘s air-conditioners. The video on YouTube has already garnered more than 10 lakhs views and the brand is moving to adopt another school.
Speaking on the initiative, Daikin Air-conditioning India MD Kanwal Jeet Jawa said, “At Daikin India, we do look beyond business and intend to give back to the society our bit. We believe that today‘s children are going to be the future architects of the society, and to ensure a bright future of them and the society as a whole we must address the issues at the root itself. Through this ‘Cool-a-School‘ campaign wherein we seek to bring efficient air-cooling solutions to the children, our endeavour also remains to spread awareness about other Do-It-Yourself solutions which one can undertake to keep his/her surroundings cooler. We would feel glad if our sustainable initiatives brings cheer to the children of the school, and helps them become more responsible citizens of the country tomorrow.”
AdHog Interactives co-founder Kshitij Rihal said “It was an exciting experience as we got to make real change through our work and initiatives. We spent a lot of time with the children and teachers, went to their homes, and worked on getting a deeper understanding of their problems. We got great insight into their lives, and are now working on providing sustainable solutions for them.”
An official from Daikin confirmed, “The one million views approach is aimed at garnering interest from our consumers. The idea was jointly cracked by Daikin India & our online agency – Adhog Interactive.”
“This was not done to promote sales in the first place but as an effort to build brand equity”, added the official.
MAM
Term Life Insurance Explained: Who Needs It and Why It Matters
If you are actively investing to grow your money month after month, you already understand the value of planning ahead. SIPs, long-term portfolios, retirement planning and goal-based investing all point to one thing. You are building a future with intent.
What often gets missed in this process is one foundational question. How well is the income that funds all these plans protected?
Term life insurance fits naturally into this stage of financial planning. It does not compete with investments. It supports them by protecting the income that makes long-term growth possible.
Why Income Protection Is a Core Part of Financial Planning
Every financial plan begins with income. Before money is invested or saved, it is earned.
Over time, this income is allocated across multiple needs:
● monthly household expenses
● EMIs and long-term loans
● savings and emergency funds
● investments aimed at future goals
As responsibilities increase, financial planning becomes layered. Each layer assumes income continuity. Term life insurance exists to ensure that this structure does not become fragile due to overdependence on a single income source.
It adds stability to plans already in motion rather than introducing a new objective.
What does term life insurance do?
Term life insurance provides a fixed payout to your nominee if you pass away during the policy term. The purpose of this payout is practical and clearly defined.
It is intended to:
● replace lost income for a defined period
● help manage outstanding liabilities
● support ongoing household and goal-based expenses
There is no investment or savings component. This keeps the product focused and cost-efficient, allowing individuals to opt for meaningful coverage without diverting funds meant for growth-oriented investments.
Why Term Life Insurance Complements Investing?
Investments and insurance play different roles in a financial plan.
Investments are designed to:
● grow wealth over time
● compound with consistency
● be adjusted as goals and risk appetite change
Term life insurance is designed to:
● provide financial continuity
● protect existing plans from disruption
● remain stable once put in place
Keeping these roles separate improves clarity. Investments are allowed to perform without being forced to double up as protection, while insurance quietly supports the overall structure.
Who Should Consider Term Life Insurance?
Term life insurance becomes relevant when financial planning extends beyond individual needs. This typically includes:
a) Working professionals
When income supports shared expenses or long-term plans, protection becomes essential.
b) Individuals with long-term liabilities
Home loans, education loans and other EMIs often extend over decades. Term insurance ensures these obligations remain manageable.
c) Parents planning future milestones
Education, healthcare and lifestyle goals require continuity over many years.
d) Early planners with rising incomes
Starting earlier allows coverage to align smoothly with career progression and evolving responsibilities.
How Much Coverage Should Be Considered?
Coverage should be guided by financial reality rather than affordability alone.
A well-rounded evaluation typically considers:
● number of years income needs to be replaced
● existing and future liabilities
● long-term goals already planned
● inflation and rising living costs
Many insurance companies offer options starting from 50 lakhs, 1 crore term insurance and higher. It allows individuals to choose coverage based on their income, liabilities and future plans.
How Term Life Insurance Fits Into a Long-Term Plan
Once set up, term life insurance does not demand frequent attention.
It does not require active monitoring, market tracking or performance reviews. Its role is structural rather than dynamic.
By ensuring financial continuity, it allows families to:
● stay aligned with long-term plans
● avoid rushed financial decisions
● focus on execution rather than damage control
When aligned correctly, term insurance strengthens the foundation on which investments, savings and retirement plans are built.
Choose the Right Insurance Partner
Once the need, coverage amount and role of term life insurance are clear, the final and most important step is choosing the right partner.
This decision should be based on:
● clarity and transparency in policy terms
● a strong claim settlement track record
● consistency in servicing and communication
● the ability to support long-term financial planning rather than just selling a product
Term life insurance is a long-term commitment. The partner you choose today will be the one your family relies on years down the line.
When protection is aligned with purpose and backed by a dependable insurer, term life insurance becomes a quiet but powerful part of a well-built financial plan.






