MAM
Compelling titles from Audible at Rs 69 only
Mumbai: With mercury levels soaring this summer, beat the heat by staying indoors with Audible’s vast collection of audiobooks and podcasts to keep you company. To provide listeners with an opportunity to explore, entertain and enrich themselves, Audible, a leading creator and provider of premium audio storytelling, today announced the launch of a limited-period, a la carte campaign wherein customers in India can access over 150 audiobooks and podcasts from Audible’s catalogue at a nominal price of Rs 69 each.
Through this special offer, Audible aims to promote the joy of listening among customers in a more accessible and affordable manner. It presents young listeners and freshers embarking on their professional journey, an opportunity to expand their horizons and elevate their skills. In a world that is time-strapped, Audible’s commitment lies in empowering audiences and inculcate the habit of listening to utilise their time effectively.
This campaign also spotlights the breadth of Audible’s catalogue across genres – action and adventure, well-being, self-help or pop culture, comprising an array of formats such as audiobooks, podcasts, and scripted originals. Voiced by renowned talent, authors, and celebrities, these titles are available at an attractive price point for listeners in India for a limited time to indulge in engaging storytelling experiences. From timeless classics to contemporary bestsellers, listeners are in for an immersive experience as Audible offers something for everyone to enrich their summer.
Customers in India can seamlessly access membership subscriptions and single a la carte titles using UPI and credit/debit cards.
“At Audible, we’re committed to making audio storytelling accessible for all,” said Audible country manager – India Shailesh Sawlani. “With our latest campaign, we’re excited to empower listeners to explore and experience the length and breadth of audio content at exceptional value. This offer was designed to aid users in educating and entertaining themselves, by offering them access to a wealth of immersive audio experiences at the tap of a button. Whether someone is lounging by the pool, embarking on a road trip, or simply enjoying a leisurely afternoon indoors, we believe that this summer, audiobooks and podcasts will be the perfect companion for enjoyment and enrichment.”
Ruskin Bond said, “Audible is truly providing a great service to users and I hope to see people listening to audiobooks extensively during the summer break. It excites me to know that many of my books and stories are accessible on Audible.in and I am confident that children will enjoy listening to these audiobooks on the service during their summer vacation.”
Ankur Warikoo said, “For a generation that wants everything on the go, audiobooks are the right choice as they offer information and entertainment in a more digestible and convenient format. With this offer, users can now save money and get access to a ‘wealth’ of audio content on financial planning directly from me, broken down into simple tips without any complex jargon!”
Experience the magic of storytelling like never before with Audible. Elevate your summer to new heights and celebrate the joy of storytelling with Audible, accessible on all devices and payment methods including UPI and cards.
Some of the titles available for Rs 69 include:
Self-Development:
- Ikigai (Hindi Edition) by Hector Garcia, Francesc Miralles,
- How to Stop Worrying and Start Living by Dale Carnegie,
- The 12-Week Fitness Project (Hindi Edition) by Rujuta Diwekar,
- Develop Self-Confidence, Improve Public Speaking by Dale Carnegie,
- Do Epic Shit by Ankur Warikoo
Romance
- Falling in Love Again by Ruskin Bond
- Diary of My Love by Deesha Sangani
- Our Virtual Love Story by Juhi GP
- The Girl in the Red Lipstick by Ajay K Pandey
- Wuthering Heights by Emily Bronte
Mystery and Horror
- Byomkesh Bakshi Stories by Saradindu Bandopadhyay
- You Die Alone by Novoneel Chakraborty
- The Perfect Murder by Ruskin Bond
- Ghost Stories of Shimla Hills by Minakshi Chaudhry
- Maut Ke Bad Kuchh Nahin (Hindi Edition) by James Hadley Chase
Action and Adventure
- The Great Train Journey by Ruskin Bond
- Karna by Kevin Missal
- The Krishna Key by Ashwin Sanghi
- Vikram and Vetaal by Kevin Missal
- Twisted by Chandrima Das
Non-fiction
- Ambedkar’s India by B.R Ambedkar
- An Era of Darkness by Shashi Tharoor
- Artificial Intelligence and the Future of Power by Rajiv Malhotra
- 1984 by Pav Singh
- Lost and Found by Stuti Changle
Religion, Spirituality, Mythology
- Durga by Kevin Missal
- Dharmayoddha Kalki: Avatar of Vishnu by Kevin Missal
- 7 Secrets of Vishnu by Devdutt Pattanaik
- 7 Secrets of the Goddess by Devdutt Pattanaik
- Narasimha by Kevin Missal
Children and Family Titles
- Ruskin Bond: The Essential Collection for Young Readers
- Masha and the Bear by Pegasus Books
- Bhagavad Gita for Children by Pegasus Books
- Ramayana for Children by Sudha Gupta
- 365 Moral Stories by Pegasus Books
In order to create a solid financial safety net, the initial step should be obtaining satisfactory health coverage, usually through a health insurance policy. However, many individuals fail to see the risk of being involved in an accident that causes injury or death, which may not be something you plan for or expect to happen. personal accident insurance fills this gap. Health Insurance pays for all medical expenses associated with your injury; however, a Personal Accident Insurance policy allows for immediate cash payments when you are injured in an automobile accident or disabled as a result of your accident. Below we will provide you with a clearer understanding of what Personal Accident Insurance covers, how it is beneficial in day-to-day life, and the average annual premium for this type of policy.
What Personal Accident Insurance IS and is NOT
A Personal Accident Insurance policy is similar to other types of policies such as term life, but in addition to paying out an amount based on the insured’s age or date of death, it will also pay out an equivalent periodic benefit based on the type of accident. This type of policy does not replace Health Insurance, but is a supplement to it. You can think of it this way: Health Insurance covers medical expenses after an accident; Personal Accident Insurance provides money to you, the insured, in order to pay for non-medical expenses associated with the accident.
What Does It Actually Cover?
There are four main categories of Personal Accident Insurance Coverage:
- Accidental Death: The insurance policy pays the amount insured in the event that you die from an accident to the insured’s family or beneficiaries. The funds can replace lost wages and help the family pay for sudden expenses.
- Permanent Total Disability: If you are injured in an accident that results in a Permanent Total Disability (that is, losing both eyes or the use of both legs), the insurance policy pays 100% of the amount Insured. Those funds can support the individual with living and long-term care adjustments.
- Permanent Partial Disability: A Permanent Partial Disability results from an accident but leaves you with a serious injury (for example, the loss of one hand or the use of one eye). The insurance pays a set percentage of the amount insured (typically 50-75%). This policy can help replace lost wages and make necessary adjustments in the event of a Partial Permanent Disability.
- Temporary Total Disability: Some insurance policies provide weekly/monthly payments for a specified period to an insured if he/she becomes temporarily disabled and cannot work as a result of their accident. This will provide a bridge of income while one is recovering.
Additional Benefits
Most policy holders will be able to purchase a wide variety of add-ons for their personal accident insurance.
Hospital Cash Allowance: The insured is paid a set dollar amount on either a daily OR weekly basis for every day spent in the hospital.
Ambulance Cover: Covers emergency transport expenses incurred while being transported to/from the hospital.
Fracture or Burn Pay-Outs: Fixed dollar payment for fractures/burns, regardless of existence of other claims.
Education Support: Education grants may be available for children in the event of an accidental death or debilitating injury.
Worldwide Insurance: Protects against accidental injury or death 24/7 and travels with the policy holder anywhere in the world.
How Much Does It Cost?
One of the biggest advantages of personal accident insurance is that it is relatively inexpensive compared to the amount of coverage provided. The following factors influence the pricing structure for personal accident insurance:
Level of Coverage: Premiums are based on the total coverage amount; the higher the sum insured, the higher the rate of premium. As a rule of thumb, it is recommended that you have personal accident insurance with a coverage amount of 5 to 10 times your annual salary.
Nature of Your Employment: If you work in an occupation that is considered hazardous or risky (construction workers, police officers), your premium may be higher than someone in an office-based position.
Add-Ons: There are optional add-ons available (adventure sports coverage), which will increase the premium marginally.
Conclusion
Personal Accident Insurance should not be considered an unimportant product because it is a very affordable option available to consumers. It can help protect you from the financial injury that occurs as a result of an accident for a very small amount of money each year. Although it is something most people would rather not utilize, having a Personal Accident Policy will allow you to better prepare for an accident and provide you and your family the ability to recover rather than worrying about how you are going to pay the bills after an accident. If you currently have health insurance and have not yet purchased a Personal Accident policy, please take the time to read up on the benefits and be sure to purchase the coverage. It can be one of the best investments you make in achieving true financial security.
