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YU announces senior level appointments
MUMBAI: YU, the new age technology brand, and the fully owned subsidiary of Micromax today announced three senior level appointments, strengthening its core team responsible for future expansion and growth. The company has appointed Bharat Singh Malik as the Vice President of Service, Deepak Dahiya as Head of Sales – South and West region and Chandra Kishore as the Head of Sales – North and East region. The move is aimed at building a robust offline sales network and increasing its focus on customer service.
Commenting on the high profile appointments, Mr. Shubhodip Pal, Chief Operating Officer, YU Televentures said “In a very short span, the agility with which we moved, the products that we introduced, the way our users interacted with us and the feedback that we received from the developer community, has been defining and extraordinary. While in the first phase we focused on taking crucial steps towards consumer confidence and brand acceptability, in the second phase we will strengthening our national presence and growth potential to reach newer audience. This core team brings with them a wealth of experience, which is exceedingly valuable at this juncture of our growth story.”
Bharat is a strategic leader and bring with him a wealth of experience in strategizing and managing the service operations for some of the leading brands in the category including Samsung and Nokia. This is Bharat’s second stint with the company, as he led the same function for Micromax, the parent brand of YU. His area of expertise lies in setting up service networks, contact centers, central support warehouses regional support warehouses. Bharat will aggressively chart out a clear cut service and support strategy to help YU enhance its customer service and delight.
Commenting on his appointment Bharat Singh Malik said “It is a great opportunity for me to be working with YU, a young brand which is all set to make it big. I am proud to be a part of an organization that is dedicated to maintaining a reputation built on quality, service, and uncompromising ethics.”
Deepak Dahiya, Head of Sales- South and West said “Micromax has been a brand really close to my heart as I was one of the initial team members of the Micromax family. I went to the US to pursue an alternate career however a call from Rahul and his vision for YU, got me back. I am thrilled to take the brand to the next level and will certainly focus on two of the biggest smartphone regions in India- South and West”
Commenting on his new role Chandra Kishore said “There is immense potential in regions and consumers are adopting technology like never before. In my new role at YU, I look forward to building growth opportunities for the brand.”
Deepak and Chandra are mandated to boost the online sales while driving YU’s physical footprint across the country. With over 9 years of experience, Deepak Dahiya is a maverick who has been breaking new avenues and driving revenue growth by keeping abreast of market trends and competition moves to achieve market-share metrics. Deepak has been associated with the parent brand Micromax since 2007 in different roles. At YU, Deepak will be a key resource to accentuate its successful journey in the West and South India markets. Chandra has great experience in preparing high impact sales strategies and contributing towards enhancing business volumes and growth. He has been with the parent brand Micromax since 2008 and now in his new role he is all set to solely enhance YU’s presence in some of the largest markets in North and Eastern India.
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PNB partners Kiwi to launch credit-enabled UPI for users
Targets 180 million customers; RuPay card offers 0.5 per cent to 1.5 per cent cashback
MUMBAI: Swipe, tap, or scan credit is quietly slipping into the rhythm of everyday payments, and Punjab National Bank wants in on the action. The state-run lender has partnered with Kiwi to roll out credit-enabled UPI payments for its 180 million customers, marking a significant push to blend traditional banking with India’s fast-evolving digital payments ecosystem.
At the centre of the collaboration is the launch of the PNB Kiwi Credit Card on the RuPay network. The card is designed with a digital-first approach, offering fully online onboarding and seamless integration with UPI, allowing users to transact via scan-and-pay while accessing credit.
The offering also brings in a rewards layer, with cashback ranging from 0.5 per cent to 1.5 per cent on online transactions, positioning the product as both a convenience play and a spending incentive.
The move comes as UPI continues to dominate India’s digital payments landscape, increasingly blurring the lines between debit-led transactions and credit access. For PNB, which operates over 10,000 branches around 60 per cent in semi-urban and rural areas, the partnership signals a targeted effort to extend formal credit to segments that have traditionally remained underserved.
The collaboration also reflects a broader industry shift, where banks and fintech platforms are converging to embed credit directly into payment flows, reducing friction while expanding access.
With RuPay credit cards gaining traction and UPI evolving beyond peer-to-peer transfers, the PNB–Kiwi tie-up positions both players at the intersection of scale, accessibility, and the next phase of digital finance in India.
