Press Release
Percept, Rediffusion & Vyas Giannetti Creative in quarter-finals of CAG Shield cricket tourney
MUMBAI: Round two of the CAG cricket tournament saw some dramatic results, Defending Champions Adfactors crashed to a surprise defeat, Group M were bundled out for a mere 48 runs and three teams entered the quaterfinals with one round to spare.
Vyas Giannetti Creative (VGC) crushed defending champions Adfactors by 7 wickets. Batting first, Adfactors were restricted to a paltry total of 112. Niket Karvir of VGC swept through the Ad factor batting line up, with fantastic bowling figures of 9-1-18-5.
In another match, Rediffusion won by a huge margin of 166 runs against Interactive Avenues. Int. Avenues won the toss and put Rediffusion to bat first who went on to score 282 runs. Ganesh Panchal scored 57 runs and Dipesh Mulya scored 45 runs. Int. Avenues were bundled out for mere 116 runs. Dipesh Mulya took 2 wickets for 10 runs and walked away with the Man of the Match award.
The match between R.K.Swamy and Network Advertising was a close one, with R.K.Swamy winning this nail biter by 2 wickets. Batting first Network made 205 runs in 40 overs. Innings of 58 runs by I. Nawaz and 52 runs by U. Chaukekar helped the total
to go past 200. R.K. Swamy faltered in the beginning, losing the first wicket for 14 runs. But the partnership between Navin Sawant and S. Pawar of 114 runs got R.K. Swamy
in to a winning position. Navin Sawant was adjudged the man of the match.
One of the most eagerly awaited matches between Group M and Percept was a low-scoring affair. Perecpt put up a total of 135, with Devendra Naidu picking up 4 wickets and Ketan Karnik taking 3 wickets. But Percept kept their cool and bundled out Group M for a mere 48 runs. Subhash Rikame was the tormentor for Group M, taking 5 wickets for 24 runs. His performance earned him the Man of the Match award.
(The CAG Shield Cricket Tournament: Presenting Sponsor- Visage Images,
Radio partner- Radio One, Print Partner- Mid Day, Web partner- Exchange4Media)
Brief Scores
AD FACTORS: 112 ALL OUT,
S. GAIKAR – 25 RUNS,
V. SANE – 3/37, N. KARVIR – 5/18, A. HEGDE – 2/6
VGC: 113 FOR 3, A. YALVIGI – 38 RUNS,
V. SANE* – 32 RUNS, A. KAMBLE – 2/65,
MAN OF THE MATCH: NIKET KARVIR
BATES: 117 ALL OUT, S. CHATTERJEE – 22 RUNS,
R. KULKARNI – 3/27, H. MISTRY – 3/24
LAW & KENNETH: 120 FOR 3, J. MEHTA – 61 RUNS
R. RAJA – 2/16
MAN OF THE MATCH: JAY MEHTA
REDIFFUSION: 282 ALL OUT, G. PANCHAL – 57 RUNS
D. MULYA – 45 RUNS, S. PARSEKAR – 44 RUNS,
S. MIRANDA – 4/40,
INT. AVENUES – 116 ALL OUT, A. SINGH – 29 RUNS,
MAN OF THE MATCH: D. MULYA
NETWORK: 205 ALL OUT, I. NAWAZ – 58 RUNS,
U. CHAUKEKAR – 52 RUNS, N. SAWANT – 3/38
R. K .SWAMY: 206 FOR 8, N. SAWANT – 76 RUNS
S. PAWAR – 34 RUNS, U. CHAUKEKAR – 3/38
MAN OF THE MATCH: NAVIN SAWANT
PERCEPT: 135 ALL OUT, S. MULLA – 45 RUNS,
D. NAIDU – 4/27, K. KARNIK – 3/40
GROUP M: 48 ALL OUT, P. JOGLEKAR – 13 RUNS,
S. RIKAME – 5/24, R. MULAM – 3/13
MAN OF THE MATCH: SUBHASH RIKAME
EURO RSCG: 233 FOR 6, A. MORE – 120 RUNS,
R. DORAISWAMY – 3/67, A. DAMANI – 2/62
LINTAS: 178 FOR 5, K. RAMAKRISHANAN – 67 RUNS,
A. DAMANI – 37 RUNS,
A. MORE – 2/32, S. MORE – 2/26
MAN OF THE MATCH: AJAY MORE
CONTRACT: 124 ALL OUT, K. BORICHA – 42 RUNS,
S. MOHAMMADULLAH – 3/15, A. YADAV – 3/24,
O & M: 128 FOR 2,
S. MOHAMMADULLAH* – 46 RUNS,
H. PADMASHAI – 1/28,
MAN OF THE MATCH: S. MOHAMMADULLAH
Next Round of matches will be played on 17th February 2007
ADFACTORS Vs. LAW & KENNETH at TIMES OF INDIA – AZAD
BATES INDIA Vs. VGC at SASSANIAN – AZAD
REDIFFUSION Vs. NETWORK at UNITED CRICKETERS – CROSS
R.K. SWAMY Vs. INT. AVENUES at M.B. UNION – CROSS
PERCEPT Vs. EURO RSCG at Y.O.U. – CROSS
LINTAS Vs. GROUP M at PARSEE CYCLIST – AZAD
AMBIENCE Vs. CONTRACT at ELPHINSTONE – AZAD
Bali is full of memorable moments, and some of them involve animals. Temple monkeys tug at bags, beach dogs nap near sunbeds, and cats wander into cafés like they own the place. Most interactions are harmless, but a bite or scratch can change the day quickly, because you may need immediate medical care and follow-up treatment. This is where Bali travel insurance becomes more than a box to tick.
In this article, you will explore whether animal bite treatment is insured, the exclusions, and the steps to claim easily in Bali.
Why Animal Bites in Bali Need Special Attention
Bites are not only about the visible wound. Insurers and doctors both treat them as medical events that can pose an infection risk, especially when the bite breaks the skin.
A scratch that looks small in the moment can still lead to:
● A doctor’s examination and wound cleaning
● Medicines and dressings
● Follow-up consultations if the doctor advises observation or further care
From an insurance perspective, this matters because claims are usually assessed on medical necessity and documentation, not on how dramatic the injury appears in a photo.
How International Travel Insurance Looks at an Animal Bite
Most travel policies are built around emergency medical expenses for unexpected illness or accidental injury abroad. A bite or scratch usually fits the accidental injury bucket, but coverage is rarely blanket.
In many plans, the following may be considered if a doctor prescribes them and bills and medical notes support them:
● Consultation and outpatient treatment
● Emergency care and procedures, such as wound dressing or stitches, if clinically required
● Prescribed medicines and investigations
● Hospitalisation if the treating doctor confirms it is needed
Common Reasons Claims Get Reduced or Rejected
This is the part travellers often miss. Insurers usually do not deny claims because an animal was involved. Claims become difficult when the event looks avoidable, the reporting is delayed, or the paperwork is weak.
Avoidable-Risk Situations Insurers Scrutinise
Policies commonly exclude or limit claims linked to unsafe conduct or preventable exposure. For animal bites, scrutiny may increase if the incident appears connected to:
● Provoking, feeding, or trying to handle wild animals
● Ignoring warning signs at tourist spots
● Being intoxicated at the time of the incident
● Activities that a policy lists as excluded or restricted
The takeaway is simple: if your own description sounds like a risky choice rather than a sudden accident, the insurer may challenge it.
Delays, Missing Papers, and Policy Conditions
Even when your incident is genuinely accidental, claims can still stall due to basics such as:
● Not informing the insurer or assistance partner within the required time
● Missing itemised bills, prescriptions, or clinical notes
● No proof of travel dates or passport entry details when requested
● Submitting only pharmacy slips without a doctor’s consultation record
International travel insurance is paperwork-driven. If you document it well, you reduce the chance of avoidable back-and-forth.
What to Do If You Are Bitten or Scratched in Bali
Your health comes first, always. But a few sensible steps can protect your recovery and keep your insurance file clean.
Medical Steps That Help You and Your Claim
Act fast, stay calm, and get proper care before worrying about bills.
● Clean the wound promptly and seek medical care, even if it seems minor
● Follow the doctor’s advice, including follow-ups if recommended
● Avoid self-medicating in place of a clinical assessment, because insurers often ask for a doctor’s report
Claim Notes and Documents to Collect
Keep these handy; they’ll save time and avoid follow-up questions later.
● Doctor’s notes that mention the nature of injury, treatment given, and advised next steps
● Prescriptions and pharmacy invoices
● Itemised hospital or clinic bills
● A brief written note of where and when it happened, while it is still fresh in your mind
Final Word
Animal bites in Bali are not rare, and they are not always dramatic, which is exactly why travellers underestimate them. Many travel policies can cover bite-related medical treatment when it is accidental and medically necessary, but the outcome depends on your policy terms and the quality of your documentation. If you buy cover thoughtfully, keep the assistance number handy, and respond sensibly if an incident happens, you give yourself the best chance of both good medical care and a smoother claim experience.
