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Viacom18 sets up unit for brand solutions across the network

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MUMBAI: Viacom18 has started a new division by the name of Integrated Network Solutions (INS) which will look at partnering with clients to create large format IPs and brand solutions across the network’s brands.

The INS team will work with teams across the network from the television to motion pictures business and explore ways to best optimise their relationship with their clients. The division had a soft launch around a month back and the first project it worked on was the MTV Video Music Awards India (VMAI) where it partnered with cell phone manufacturer and marketer Micromax.

INS is headed by Jaideep Singh in the role of Viacom18 – Integrated Network Solutions SVP and business head. Singh has been with Viacom18 for nearly six years now and has contributed extensively in developing MTV as a brand in India.

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Singh says, “Over the past five years or so, the individual brands of Viacom18 have established their presence with the audiences and the advertisers. We thought it was now time to leverage the strength of the individual brands at the network level.”

Singh reveals that the network has relations with nearly 400-500 clients and the intent is to identify 20-30 like minded ones and create IP properties with them so that the network and the client benefit.

INS will conceive and deliver strategic, creative solutions that will leverage the Network’s media assets and expertise from both a creative and business perspective. The scope of INS’ portfolio spans across live events, broadcast properties and digital and mobile media.

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INS operates under two verticals – Viacome18 Live which deals with the experiential part of business, and BE Viacom18 (globally known as BE Viacom) which will look at broadcast side of things. Further, BE Viacom18 has been divided into three function areas – motion pictures, multichannel IPs and international business.

Under Viavom18 Live, the division plans to develop nearly 20 properties across the youth, comedy, kids and regional verticals. In case of youth and comedy, INS has already zeroed in on events like concerts and comedy festivals. “For the kid’s genre, the idea will be to leverage on the huge brand presence that Nick has in terms of Dora the Explorer and Spongebob Squarepants. We want to bring the Dora theatricals to India. We have already started work on bringing the Nick Kids Choice Awards, which are a huge success in the US, to India.”

For the regional aspects, Singh believes that while award shoes remain the strongest prospect, there is huge potential in the culture music and art across India. INS, thus, will focus on creating events like cultural festivals, folk music events and art exhibitions.

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BE Viacom18’s motion picture vertical will look after the brand association for films produced by Viacom18 Motion Pictures. “The idea will be to identify brands that are willing to associate with our movies and then integrate the brand into the movie through placement, promotion and on ground activities. If the fit allows, we may even look at embedding the brand in the movie’s script,” explains Singh.

The team will also work on creating properties which can be telecast across channels on the network (like Big Boss). Apart from this, INS will work with the global team to bring international properties to India and also take a few Indian properties to the global stage.

“With MTV VMAI, we have accomplished out first project. We hope to continue doing good work through INS so that our clients and audiences benefit. For now, our goal is to make a scalable and sustainable business out of the brand network solutions initiative and I am glad things have taken off on the right note,” concludes Singh.

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MAM

Term Life Insurance Explained: Who Needs It and Why It Matters

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If you are actively investing to grow your money month after month, you already understand the value of planning ahead. SIPs, long-term portfolios, retirement planning and goal-based investing all point to one thing. You are building a future with intent.

What often gets missed in this process is one foundational question. How well is the income that funds all these plans protected?

Term life insurance fits naturally into this stage of financial planning. It does not compete with investments. It supports them by protecting the income that makes long-term growth possible.

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Why Income Protection Is a Core Part of Financial Planning

Every financial plan begins with income. Before money is invested or saved, it is earned.

Over time, this income is allocated across multiple needs:

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● monthly household expenses
● EMIs and long-term loans
● savings and emergency funds
● investments aimed at future goals

As responsibilities increase, financial planning becomes layered. Each layer assumes income continuity. Term life insurance exists to ensure that this structure does not become fragile due to overdependence on a single income source.

It adds stability to plans already in motion rather than introducing a new objective.

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What does term life insurance do?

Term life insurance provides a fixed payout to your nominee if you pass away during the policy term. The purpose of this payout is practical and clearly defined.

It is intended to:

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● replace lost income for a defined period
● help manage outstanding liabilities
● support ongoing household and goal-based expenses

There is no investment or savings component. This keeps the product focused and cost-efficient, allowing individuals to opt for meaningful coverage without diverting funds meant for growth-oriented investments.

Why Term Life Insurance Complements Investing?

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Investments and insurance play different roles in a financial plan.

Investments are designed to:

● grow wealth over time
● compound with consistency
● be adjusted as goals and risk appetite change

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Term life insurance is designed to:

● provide financial continuity
● protect existing plans from disruption
● remain stable once put in place

Keeping these roles separate improves clarity. Investments are allowed to perform without being forced to double up as protection, while insurance quietly supports the overall structure.

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Who Should Consider Term Life Insurance?

Term life insurance becomes relevant when financial planning extends beyond individual needs. This typically includes:

a) Working professionals

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When income supports shared expenses or long-term plans, protection becomes essential.

b) Individuals with long-term liabilities

Home loans, education loans and other EMIs often extend over decades. Term insurance ensures these obligations remain manageable.

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c) Parents planning future milestones

Education, healthcare and lifestyle goals require continuity over many years.

d) Early planners with rising incomes

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Starting earlier allows coverage to align smoothly with career progression and evolving responsibilities.

How Much Coverage Should Be Considered?

Coverage should be guided by financial reality rather than affordability alone.

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A well-rounded evaluation typically considers:

● number of years income needs to be replaced
● existing and future liabilities
● long-term goals already planned
● inflation and rising living costs

Many insurance companies offer options starting from 50 lakhs, 1 crore term insurance and higher. It allows individuals to choose coverage based on their income, liabilities and future plans.

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How Term Life Insurance Fits Into a Long-Term Plan

Once set up, term life insurance does not demand frequent attention.

It does not require active monitoring, market tracking or performance reviews. Its role is structural rather than dynamic.

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By ensuring financial continuity, it allows families to:

● stay aligned with long-term plans
● avoid rushed financial decisions
● focus on execution rather than damage control

When aligned correctly, term insurance strengthens the foundation on which investments, savings and retirement plans are built.

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Choose the Right Insurance Partner

Once the need, coverage amount and role of term life insurance are clear, the final and most important step is choosing the right partner.

This decision should be based on:

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● clarity and transparency in policy terms
● a strong claim settlement track record
● consistency in servicing and communication
● the ability to support long-term financial planning rather than just selling a product

Term life insurance is a long-term commitment. The partner you choose today will be the one your family relies on years down the line.

When protection is aligned with purpose and backed by a dependable insurer, term life insurance becomes a quiet but powerful part of a well-built financial plan.

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